No more waiting for payday. Access up to $100 per day of the money you’ve already earned. There are no fees or interest. Just pay what you think is fair.
YOU WORKED TODAY. YOU SHOULD GET PAID TODAY. PERIOD.
We believe that having access to the money you’ve earned is a right, not a privilege.
Whether you’re avoiding overdrafts, dodging late fees, or just making sure you don’t miss out on activities with friends, you should always have access to the money you’ve earned. With the Earnin app, you can send your money to your checking account instantly whenever and wherever you are.
HOW IT WORKS
Connect your bank, enter employment info, and get access to your earnings! Then, choose what portion of your paycheck you want to deposit in your bank account and Cash Out. When your paycheck arrives via direct deposit, we’ll debit back the amount you cashed out, and voila! Payday, your way.
Plus, with Earnin, there are no fees and no interest. Tip what you think is fair to help keep the app going. We’re a group of people coming together to change the way people get their paychecks.
Balance Shield - Save yourself from overdraft fees! When your bank balance is low and Balance Shield is enabled, money from your upcoming paycheck deposits automatically.
Lightning Speed - Connect your debit card, and we’ll be able to send your Cash Out instantly!
Pay Booster - Earn more on every paycheck by getting Shop Your Way® points with every Cash Out.
Say goodbye to the feast and famine of the traditional paycycle. Now you can easily manage your personal finances and budget for expenses with ease. Gone is the stress of waiting for payday. After all, you already earned it!
To use Earnin you must receive your paycheck via direct deposit to a checking account. Works with Wells Fargo, Bank of America, Capital One and thousands more. Savings accounts and prepaid accounts are unsupported.
We don’t require timesheets or employer integrations. However, for people with timesheets, we’ve partnered with Brink, Tsheets, Nimble Schedule, When I Work, Deputy, and WebPunchClock to make your experience even easier.